Kansas and Kentucky pass provisions allowing remote work | PC Weiner Brodsky Kider


The Kansas and Kentucky legislatures recently enacted bills allowing employees to perform mortgage-related work remotely, subject to certain conditions.

In Kansas, HB 2568, among other updates, allows mortgage business to be conducted remotely provided certain requirements are met. Similarly, Kentucky’s HB 643 bill, along with other updates, allows employees to take out mortgages from an “alternate workplace” as long as the mortgage company or broker meets certain requirements.

While each bill has unique requirements (including when and how employees can meet with borrowers), both laws include the following requirements:

  • The company must have written policies for supervising employees working from alternate/remote locations;
  • No physical business records may be kept at the alternate/remote location;
  • Access to computer systems and customer information is governed by the company’s technology security plan; and
  • At least once a year, the company reviews and certifies that employees working in alternate/remote workplaces meet the appropriate standards to continue working from the alternate/remote workplace. Evidence of this examination must be provided to the regulatory body upon request.

The Kansas bill takes effect July 1, 2022 and the Kentucky bill takes effect July 14, 2022.


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